Do you credit check customers? Adrian, Pockit Team. August 23, 2019 11:24 Updated Follow We do a soft check to confirm your identity. This will show on your credit file but will not affect your credit rating. Related articles Will I be paid interest on the funds that are paid into my Pockit account? My card payment has been declined? My Pockit account has been debited but no goods have been supplied. How do I verify my identity? What is a Pre - Authorisation?