What is the difference between a ‘Shared Balance’ and ‘Separate Balance’ card?

A shared balance means the balance on the main account will be shared by all cardholders and can be spent by anyone with a card linked to this. Please note that only primary card’s holders can pay into the account. 

A separate balance means you can choose how much you transfer to an additional cardholder, and they can only spend up to the balance you transfer. 

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